Whether you spend weekends on the lake, enjoy coastal cruising, or own a personal watercraft, boat insurance can help protect you from the financial impact of accidents, damage, theft, and liability claims. Understanding your coverage options can help you make informed decisions before heading out on the water.
Boat insurance is designed to help cover costs associated with accidents, vessel damage, theft, injuries, and other unexpected events that can occur on the water. While boat insurance may not be legally required in every situation, many marinas, lenders, and storage facilities may require proof of coverage.
The right policy can help protect your boat, passengers, equipment, and finances while providing support when accidents or losses occur.
Boat insurance is available to many types of boat owners and watercraft operators.
You may be eligible for coverage if you own:
We’ll ask you for:
The cost of boat insurance can depend on several factors, including:
Many boat owners maintain coverage throughout the year, including while the boat is in storage. Coverage needs may vary depending on how and where the boat is stored.
Yes. Multiple boats or watercrafts can be covered under the same policy, depending on eligibility requirements.
It’s a good idea to review your coverage annually or whenever you purchase a new boat, add equipment, change storage locations, or experience other major life changes.
Office Hours:
Monday – Thursday: 8:30am – 5:30pm
Friday: 9:00am – 5:00pm
Saturday: Closed
Sunday: Closed
We are licensed to provide insurance services across the State of Florida.
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